Independent Bank

Independent Bank is a corporation based in Ionia, Michigan, which has a total worth of near 3.5 billion dollars. Founded in 1864, then First National Bank of Ionia, now Independent Bank Corporation, has a hundred offices all over the lower peninsula of Michigan, in the names of the following subsidiaries:

• Independent Bank
• Independent Bank East Michigan
• Independent Bank South Michigan
• Independent Bank West Michigan
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These institutions give customers all the financial services you could expect from any modern banking institution while they allow customers the security of a much larger institution. Independent Bank Corp. provides retail and commercial banking, mortgage lending, investments, title services, and more.

Additionally, the corporation also owns these four subsidiaries:

• Independent Financial and Insurance Services
• Independent Title Services
• First Home Financial, Inc.
• Mepco Finance Corporation

Independent Bank Michigan is intent upon making sure its customers receive the best personal service you can find anywhere, by putting customers, stockholders, and the communities themselves, in which they serve, first. Recognizing the more close knit structure of a rural customer base, IBC Bank is intent on personalized service, efficiency, and a commitment to the community as a whole.

Serving rural and suburban concerns across Michigan's lower peninsula, Independent Bank Corporation, a bank holding company, has total assets in excess of three billion dollars. Always keeping the customer's needs first, IBC bank also allows consumers to purchase extended auto warranties through Mepco finance Corporation, located in Chicago, by implementing payment plans. IBC also owns Independent Title Services, and First Home Financial, which is a mobile home lender.


The excellence of independent bank isn't news to consumers and businesses in the areas in which they serve. IBC has always adhered to the belief that in order to succeed in a global banking community, they must place the emphasis on serving the people in the best, most convenient ways possible. In this manner, Independent Bank Corporation provides services to the people that other financial powerhouses might not. Realizing their bread and butter is the common man, an emphasis on service, convenience, and putting the customer first is key to realizing their goals and objectives. Because of this, IBC Banking's community philosophy puts the decision making processes and authority in the bank, with the bank managers, while realizing no institution is stronger than its weakest member. Financial incentives and altruistic motivations are provided to get, and retain the best banking experts possible.